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Investments |
This is a complex area and we have decided not to show
you an idea of what investments are available, other than
to list some of the most popular investment contracts
currently in use, such as ISAs, PEP Transfers, UK investment
bonds, Off shore investment bonds, Unit Trusts, Open Ended
Investment Companies (OEICS) and With-profit Bonds.
At Lawrence Miller & Co, we believe that investing
money is a highly personal business. For example, we
will spend a great deal of time and as much as is necessary
to find out your attitude to risk. The last 5 years
has proved getting this area right, first time, is crucial
to creating an investment portfolio that meets your
needs. Out and out capital growth is a very simplistic
strategy and, if pursued in isolation, can result in
a great deal of disappointment. A choice of risk graded
funds and providers, a balanced approach to the choice
of contracts, access to your money, flexibility, ‘pound
cost averaging’ and regular portfolio reports
are all ways of ensuring that your planning, once on
course, remains on course.
We consider that if you have £20,000 in the building
society and we can improve your tax efficiency and double
or triple your return, without exposing your money to
undue risk, then this will be a job well done. Against
the possibility of double digit growth in exchange for
exposure to risk that keeps you awake at night.
Our assertion is a gross simplification, designed to
give you and idea of our philosophy. All portfolios
are different and utterly bespoke, built in close consultation
with our clients and designed to take account of changing
needs.
We will be pleased to review your existing arrangements
as well as take your instructions on new investments.
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